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Get a fresh start with simple checking options
American 1 offers simple checking options for simple needs.
Our Freedom Checking account offers no minimum balance (see below), and all of our checking accounts are easy to manage with online banking, free ATM access, and a free debit card.
It's easy to switch - download our hassle-free switch form and drop it off at any branch.
Want help getting your checking switched? E-mail us! (please don't send your account number or SSN in the initial e-mail)
Do you banking online with e-statements.
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Freedom Checking
Combine an American 1 checking account with a current American 1 loan or Visa and direct deposit, and benefit from no-minimum-balance checking:
- No minimum balance requirement
- No monthly fees
- One box of free checks (150 of our American flag custom checks)
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Classic Checking
The classic checking account - use it for paying bills, giving gifts, or making purchases.
- Low minimum balance of $200
- A once-a-month fee of $2 if balance falls below $200
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Premier Checking
All of the above features with a minimum balance of $2,000, plus:
- Earn dividends based on each day's ending balance and compounded monthly so your money is always growing
- Monthly $5 fee if balance drops below minimum
- Receive unlimited free checks (one box of 175 American flag custom checks per order)
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Business Checking
American 1 offers savings and checking accounts, as well as night drop-offs and direct payroll deposit, so that you can focus on your customers instead of your finances.
Our business checking account features low fees, simple access options, convenient hours, and multiple locations that are open when you are. Looking for drop boxes? We have them. Need payroll deposits? We can do it. Want your checking to earn dividends? Look no further. Here are some great business checking features:
You can do business any time of day, without any wait, by using American 1’s drop bags and drop boxes. Drop your locked bag off at any branch during business hours. After hours, you can take advantage of drop boxes at our Home Office, Battle Creek Branch, Argyle Branch, Parnall Branch, and Vandercook Branch.
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Here's what else you get:
- Free debit card and online banking
- No per-check fees
- Unlimited check writing
- Access to more than 40 no-surcharge ATMs
- Optional overdraft protection with Visa or savings account
- Possible Courtesy Pay protection
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MasterMoney Check Card
The American 1 Master Money Check Card looks like a credit card but works like a check and ATM card in one. Use it for gas, dining out, and Internet orders - anywhere checks are not traditionally accepted - or withdraw cash from an ATM for added convenience. Each purchase and withdrawal will be recorded on your monthly statement for easy record keeping.
MasterCard also protects your online debit card purchases with SecureCode. Learn how to sign up for SecureCode on our blog. |
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American 1 FCU
718 E. Michigan Avenue
Jackson, Michigan
49201
888.213.2848
Fax: 517.787.3665
a1responseteam@a1fcu.org
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